• Health Insurance

    Know your options!

  • Health Insurance

    Know your options

    Affordable Health Care Act

    You've Probably heard the term "On exchange" the "Health Insurance Marketplace" "Obamacare plans" well these are private health insurance companies under contract with the government to offer health insurance through the governments terms and conditions. In other words in order to operate and participate they have to play by the rules. These plans (depending on your income and when you sign up) are subsidized. This means you can get a discount or rather get help to pay those premiums (monthly amount). For instance lets say the insurance could cost $500 a month total for the person. The premiums could get reduced to $50 a month due to a persons income the government pays $450 and you pay $50. If you want to check call us or click the link 9282403281

    Short Term Plans

    These plans are geared toward consumers between situations. Also they are great for people who need to find an alternative to Obamacare. They have deductibles and copays. You have to answer health questions.

    Indemnity Plans

    These pay a cash benefit for services. Some pay the doctor directly. This is a great alternative to Obamacare especially if you are in the higher income bracket. You can customize your coverage you what your needs are to keep premiums down. You do have to answer underwriting questions (health questions).

    Health Share Plans

    Mostly Christian based. Have no promise to pay. Has underwriting questions.